OXOCOOBuilt for Nomad
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OXOCOO
Living Memory for AI
Private · Nomad

AI advanced.

Memory didn't.

Every AI agent in production today runs on static memory — the same paradigm as a 1993 HTML page.

No decay. No provenance. No proof.

The stakes

AI got smart.
AI never got accountable.

Every model in production today can answer your customer.
None of them can prove why — or whether it should have answered at all.

In retail — the cost is a refund.
In wealth — the cost is a lawsuit.
In banking — the cost is an audit failure.
In a marketplace — the cost is trust on three sides at once.
The vision

Imagine the inverse.

One brain inside Nomad. Or many — your choice.

Each brain remembers conversations and facts.
Each brain fetches what it can't remember.
Each brain projects what comes next.
This already exists.
oxocoo.com
How it works

Memory that works
the way a brain works.

01
Knows what it knows.

Every fact carries a half-life. A price decays in hours. A customer preference, in months. A regulatory check, in days. Every fact carries its source. Yesterday's truth is not today's truth — and OXOCOO knows the difference.

02
Knows what it doesn't know — and where to look.

When confidence drops past a threshold you configure, the brain routes to live fetch — explicit, auditable, not silent. Account balance? Live API in real-time. Latest portfolio statement? Read, parse, summarize. Regulatory feed? Pull, interpret. No black box. No fabricated confidence.

03
Projects what comes next — auditable, scoped.

From facts, live data, and pattern, the brain anticipates. Year-over-year return on a position. The customer's next question. Risk exposure under a scenario. Every projection auditable back to its evidence. Every projection scoped to who is allowed to see it.

Remembers. Fetches. Projects. Three verbs current memory systems don't claim together.
First filed patent covering all three — provisional 64/049,242.
A design principle: "Provenance is not metadata. It is the causal chain that separates evidence from assertion."
Inspired by Judea Pearl's framework for causal inference.
What exists today

Not roadmap. Production.

In production
  • 625 / 625 tests passing
  • Deploys in your infrastructure — PGlite, Postgres, your stack, per-brain isolation
  • Dynamic recall framework — adapters for real-time sources
  • Sub-50ms recall at the edge
Moat
  • Provisional patent 64/049,242, filed April 24, 2026
  • UDM8 — eight-dimensional epistemic envelope
  • Visibility-scope — the novel dimension that defines the moat
Validation
  • Two design partners engaged
  • Independent academic validation
In your world

A Nomad Wealth client
returns after 5 months.

Today

Three apps. Two CRMs. Last quarter's notes scattered across systems.

Context rebuilt from scratch. The client repeats their goals — for the third time this year.

With OXOCOO

The advisor opens one screen.

Knows what it knows — every prior conversation, preference, and regulatory check, with confidence each piece still carries.
Knows what to fetch — current balance, latest portfolio statement, regulatory feed, in real-time.
Projects what comes next — given the client's history and the market, the brain anticipates the conversation before it happens.

The advisor stops feeling like a clerk. Starts feeling like a fiduciary.

Scale

Built for Nomad — not for the world.

Architected for 3.5M customers — organized into brains your way
Designed to keep R$7B AUM audit trails inside Nomad's infrastructure
Live-data adapters for accounts, portfolios, regulatory feeds — real-time, when memory isn't enough
Two jurisdictions (BR + US) — data lives where Nomad's infra lives
Sub-50ms recall at the edge — local-first inside your stack
OXOCOO installs into Nomad. Brains organized your way. Every customer feels like Nomad knew them already. A cognitive infrastructure no Latin American bank has deployed today.
The call

What I'm asking for.

A 6-week design partnership.
  • You pick the agent bleeding most.
  • We deploy OXOCOO into Nomad's stack.
  • We measure the lift together.
Fixed scope. Fixed fee at signing.
Outcome-based extension to multi-year contract.
If we earn the lift, we extend on commercial terms.
If we don't, you walk — no further obligation.
Whoever ships cognitive memory first in Latin America wins. Nomad can be that bank. Six weeks from signing.
Built by Rogerio Teixeira — 30 years in platforms and infrastructure. T2BIS LLC.
If you want to back this beyond a contract, we can talk about what that looks like — on your terms.
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